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Am I obliged to choose extra protections when setting up my business?

Entrepreneurship involves taking risks. As an independent, it is therefore advisable to provide the necessary insurance. Some insurances – such as professional liability insurance – are mandatory for certain professions. Others are not, but are certainly worth considering.

Liantis offers you some possible extra protections:

Professional liability insurance

Professional liability insurance compensates for unintentional damage caused by contractual or professional misconduct. Especially people with an intellectual or a medical profession have an interest in such insurance. Just think of notaries, accountants, insurance brokers, IT specialists, doctors, physiotherapists, midwives, etc.

Guaranteed income

The guaranteed income insurance gives you the opportunity to protect yourself against loss of income in the event of illness or during the rehabilitation of an accident. You will then receive an extra monthly replacement income, on top of any benefit you receive through your health insurance fund.

Moreover, you can deduct 100% of the premiums for your guaranteed income from your taxable income, which makes it attractive for tax purposes. In addition, you benefit from a monthly interest.

Free Supplementary Pension for the Self-Employed (VAPZ)

You can optimize your pension by opting for a Free Supplementary Pension for the Self-Employed. With a FSPSE, self-employed people can supplement their statutory pension in a way that is fiscally and socially attractive. In addition, a Social FSPSE offers extra protection in the event of incapacity for work or serious illness. And at the birth of a child, we provide a maternity allowance.

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