With a Guaranteed Income insurance policy, you protect your income in case of incapacity to work due to illness or an accident.
At Liantis, we link such insurance to your supplementary pension for a more favourable premium.
This way, you can enjoy a discount of up to 38% depending on the replacement income you wish to insure.
The following parameters apply for the premium calculation:
- Age
- Activity(ies) you perform daily
- Replacement income you wish to insure -> maximum 80% of your net salary
- Waiting period -> choice between 1, 3, 6 or 12 months
The replacement income is paid in addition to the daily allowances via your health insurance fund.
The premiums are fully tax-deductible as professional expenses.
Payments are flexible thanks to the wide choice of payment terms:
- Monthly (mandatory via direct debit)
- Quarterly
- Semi-annually
- Annually
How you best insure yourself depends on your personal situation. For targeted advice, it is best to take into account:
- Your professional income
- Your self-employed status
- The activities you perform
Let the experts at Liantis guide you to make the right choice yourself.